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Whole life (life insurance):　

In the United States, life insurance is divided into three categories: Whole Life (Life Life Insurance), Universal Life (Life Insurance), Variable / Indexed Universal Life (investment life insurance). The three types of life insurance are lifelong and have a cash value, that is, premiums are paid to the insurance costs and additional costs, will enter the insurance company set up savings / investment accounts (savings / separate account) for the accumulation of cash value.

Whole life (life insurance):　

The so-called life insurance, it is obvious that the insurance is valid until the insured person died. In general, life insurance, there will be a dividend distribution. That is, you pay the premium, after paying the insurance costs, the insurance company will be the majority of the remaining, more conservative investment (such as bonds, etc.). Insurance companies will be based on the company's profit on a regular basis to distribute dividends, but the dividend issued with the amount is not guaranteed.

Life insurance is a lifetime guarantee; but at the same time, because it is the insurance company's guarantee, so the insurance costs become very expensive; and the surrender will produce The corresponding surrender costs.

Lifetime life insurance Another concern is the dividend distribution, so some people think that this is the savings type of insurance. Because with age, high insurance costs will be prohibitive.

Universal Life:　

Savings type life insurance, and life-long life insurance are very similar, are life-long life insurance premiums after paying the insurance costs, will invest in another savings account to invest. The difference between the two is that the savings type life insurance regulations are more flexible and the payment is more free. The insured person can choose to pay the amount of insurance premiums, as well as payment period. Insurance companies generally publish monthly insurance dividend yield.

The drawback of savings-based life insurance is that, as a result of the fact that its earnings are generally linked to the interest rate market, the return on investment in life savings is generally too low in the current low interest rate environment, which makes it possible for insureds to invest higher premiums To cover the cost of insurance, so as to maintain the effectiveness of insurance.

Variable / Indexed Universal Life:　

The key difference is that customers can choose to invest in different funds within the scope of the fund provided by the insurance company, so that the corresponding return on investment, generally not cap, but not at the end of the insurance. So if the cash account in the financial market losses are too large, then the insured's insurance account will be a loss, the insured need to add more cash to maintain the effectiveness of insurance. Indexed Universal Life is the name of the stock market index. The biggest selling point is that the investment account (separate account) although the investment return has been capped, usually about 13% of the highest, but can protect the end. So many people will think that Indexed Universal Life is a guaranteed investment insurance, at least not a loss. But in fact, because the insurance costs will grow with the age of the insured person, even if the security at the end, but if the return on investment as expected, still need to pay additional cash in order to maintain the insurance continue to be effective.

Need For Speed Rivals Free Download

01:36 racing Add Comment

Need For Speed Rival Free Download PC game setup is essential for direct links. It is the game racing with the latest models of cars and online multiplayer features.

Need for speed rivals an overview :

Here we have a new NFS game by EA Sports franchisee, it is important Need for Speed Rivals Free Download A very interesting and exciting racing game NFS rivals have every element that demands a young player. Its interface is very good, in which the game of mind is a game menu. This game is equally sensational for children and teenagers. Even an eight-year-old child has no problem in this electrical game.

In this gameplay it is taking on other NFS games. You have different game modes in which you can play. NFS rivals include two separate careers, such as a cop and other as a runner. As a street racer, you have the opportunity to run with other road racers and earn "illegal" and earn money. You will come across the RCPD and you have to drive away from them as soon as possible otherwise they will bust you and you will lose all those who have earned through racing.
There is also a new stylish social system "Aldrive" on this NFS rival, through which a player can be associated with his friends and play with them.

The game contains stunning graphics because it has a dynamic weather system through which it seems that you are in the real world. This is a wonderful description by which it seems that you are in the seat and running through the track.

With so many tracks and COP missions and NFS rivals, there is a very fast sports car to run, which is worth playing the game.

Features of Need for Speed Rival:

The following are the main features required:

Mind blowing game
Two Career Specialties as Police and Racer
Extraordinary weather system
Excellent Detailed Graphics
You can modify your car just like you want to see it
A wonderful multiplayer system

System Requirements Needed for Speed Rivals:

Below are the minimum system requirements:

Operating System: Windows XP, Windows Vista / Windows 7 / Windows 8 and 8.1
CPU: Intel 2.4 GHz Core 2 Duo
RAM: 4 GB
Hard Disk: 15 GB

Screen Shot:

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fifa 17 free download for pc

05:41 sports Add Comment

Download "Fifa 17 free download" for PC:

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Peace be upon you and God 's mercy and blessings be upon followers and visitors load offer you today the most powerful football games you charming round game lovers of the best and most football games at all, which has millions of lovers around the world and created a game FIFA 2017 Fifa game of the best football games ever which is one of the most important football games and created a game and sports by many competitions and periodicals that you can access them and have the game all the clubs and the players new who are currently it one of the best football games and always play to enter into competition with the game pes 2017 will talk The topic for many about the new FIFA game 2017 the latest version will recognize the advantages of the game and you will find at the end of the topic links fifa 17 free download computer .

FIFA 17 of the most famous football games at all, which has millions of fans around the world where it is the development and deployment of a famous company EA Sport was published the latest version of the "Fifa 17 free download" on 27 in 2016 occurred at the time a very big bang , where the game was waiting for millions people around the world because of their attachment to all versions of the famous game , there are many distinctive versions of the game Viva since the first release of the game in 1993 was issued and the renewal of the game every year since the date of issuance until now became the game a large audience because of the great developments of the game since the beginning of dissemination to our time this is bringing to Among the best football games for PC and PlayStation and Xbox.

The published version first game exactly in the Christmas Festival in 1993, was released the game time on all video devices of various kinds, including computer time, where the time was the game you are giving other names of the teams and the names of the other for the players so as not to violate the rights of FIFA, but the issuance of Fifa 96 has become it has the right to display the names of the players and teams after receiving a license from FIFA and the first version of which was published in which the names of the players.

Initially the game was FIFA big bad to the point where the form of players, stadiums and Alcor was not good at all, but the game was developed in force since the issuance of FIFA 97 was the first version, which pays tribute to him, millions of people as one of the best versions of the game Viva since the beginning was used Two-dimensional technology in the construction of the players and the use of a three-dimensional feature in the construction of stadiums and Alcor and painted professionally where the game has become more realistic than before and was the game at this time has become very popular and reached the pinnacle of success early.After this success, which he presented the game Viva became within a very strong and fierce competition at the time with Konami company, which was then the launch of a game called Winning Eleven also gained fame very wide and always were the two companies compete every year for the best was always FIFA's in the shapes and graphics, realistic and was pes It characterized as easily as high and GPU also was difficult to figure out the best among them because they were offering fierce competition the best to provide the user there and become fans of this game there and become lovers of the game and the other was the two games and then better than each other.

What's new in the "Fifa 17 free download":

There are many developments that have emerged his recent on the game FIFA 2017 computer as the game has become since the beginning of the issuance have millions of lovers who are waiting for a strong every year, which is always the Ea Sport company to provide the best and prepare always many surprises which its users and the year 2017 full of many powerful surprises within the game Viva, which we will identify and mentioning new in the next lines:

Design forms players: always the developer and updates of voices within game and also your game including graphic form stadiums and Alcor and also forms players were Ea Company and the interest forms players this time to become very close to reality and hardly be where development form Games and drawn accurately using very high technology and always enter very strong competition with a game PES to compare the form players that make game more realistic and become players in"Fifa 17 free download"now closer to reality.

Movements of the players and skills: renewed movements players and forms free kicks fixed balls was renewed skills players were evaluated every player of players and forms skill and they placed each player them therefore these skills within latest version will show the game FIFA that strength each player will appear forother player where game became more skill than ever before and become players close to reality.

Style of play and control: What distinguishes Game pes game FIFA that the style of play and control the game pes easier game FIFA and more flexible as the correction and pass the balls in the game pes more accurate , and the ease and flexibility of the game FIFA and more fun than a game of FIFA but was able KArts Inc. that is overcoming a very important problem in the game FIFA and let play and the speed of the players move on the pitch and this was a very big problem in the game Viva but game pes always tops and become the strongest in the control and the speed of play and this does not mean that FIFA bad not even pes better than just at this point , and also pes has some problems in the decisions Unlike arbitration, the game Viva Viva is always characterized by sound.

Play Options: this year managed "Fifa 17 free download" that wins a landslide victory to add many options to play to your play list where the "Fifa 17 free download" add women 's ball Elly play and also the addition of The Journey career professionalism, which gave the game special fun to play and a game of FIFA also wins the game pes in play, the collective online game pes is not strong to provide the best service in the play online game unlike FIFA , which has amended several special playing online characteristics that made play with your friends more fun and entertaining.

Playing licenses: Always seek Konami company to obtain licenses and enter into competition with FIFA in playing licenses and managed pes company to get signed with Spanish club Barcelona and this thing gave an advantage in addition forms the players better and also the agreement with the Liverpool club and a number of other clubs but always wins the game Viva on pes to play licenses because it is documented in full possession of the rights of international and domestic leagues, clubs, stadiums and everything but comany company is seeking from appearing in competition with Ketronk company in getting more play licenses.

Features of the game FIFA 2017 :

Control settings: You can control the settings to play with ease and one - click you can play a rerun to set the default.

Image quality: more than wonderful feel like you're watching a real game.

Sound: quality sounds and constant encouragement from the fans makes you feel inside the stadium to play.
Multiple periodicals: There are several leagues and tournaments that you can you create any of them and play inside.
Multiple teams: Inside the game Viva all the teams on the ground.

Difficulty playing: multiple levels of difficulty within the game you can choose among them according to the level of play.
Collective play: the possibility of playing with your friends online with ease and access to the greatest challenges with your friends
.New additions: For the first time there are women 's teams you can play and play their emotions also were added coaches inside the stadium and the addition of press interviews after playing for comment on the game.
Improve the performance of the game: Add many of the features in the form of Alcor, stadiums and movements of the players, as well as celebrations and input pitch
.Control play: Become a pass play and shooting more accurate than ever before.Accuracy and correction: become a game FIFA skill and precision you need to focus on passing the balls and correct them.
Realistic play: become the game more realistic than ever before because of the image quality and forms of the players is very close to reality.
Operating Environment: The game works on Windows computer.

Game license: The Free game license.

Gameplay of Fifa 17:

Screen Shots of Fifa 17:

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Watch Dogs 2 free download for pc

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"Watch dogs 2" is an action adventure game created and distributed by Ubisoft. In the game, a hacker's player is provoked to become a "special" hero after being charged with unwarranted charges.He not only has a superb hacking technology, but also has a strong skill, you are in the investigation to clear their own charges at the same time, but also pay attention to other conspiracy, the game also joined the online cooperation model, this time you are no longer a person fighting. Pre-Order or Watch Dogs 2 free download for pc"

Game information:

Game Name: Watch dogs 2

English name: Watch Dogs 2

Game Type: Action Adventure

Game production: Ubisoft

Game Release: Ubisoft

Game platform: PC / XboxOne / PS4

Game Features:

1. Dynamic sandbox world

2. Hackers have diverse roles

3. Can hack all objects, including NPC, vehicle, universal remote control equipment, such as unmanned aerial vehicles, cranes, can be used as weapons

4. Online cooperation mode, PvP, the same as the previous and seamless mode

5. Combine hackers, weapons, sneak to create play style

6. Explore the San Francisco Bay, Auckland; Silicon Valley

IGN Score:

IGN finally gave the " Watch dogs 2" game rating: 8.5. Evaluation editor that " watch dogs 2 " multiple hackers play to make this unique, but the story and the violent part of the conflict.

Will be action , sneak into , puzzles, control UAV and other elements added to the game, is the "watchdog" sequel to the dazzling place. At the same time the game's open task is very interesting, players can use a variety of different ways to achieve the purpose, there are many toys available for collection. Although the game characters tone and the story is not in tune, but the player can fully explore the area, as sequel "watchdog 2" quite successful.

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Gta v free download for pc

05:45 action shooting Add Comment

"Grand Theft Auto 5" (English abbreviation: GTA5) is the "Grand Theft Auto" series in the fifth, is an action adventure video open game. The game uses the new Thunder engine (RAGE engine), produced by Rockstar North, Rockstar Games release. "GTA5" is expected to be September 17, 2013 landing Xbox360 and PS3 platform, already in the Amazon on the pre-order. Or Download "Gta v free download for pc"

Game information:

Game name: Grand Theft Auto V

English name: Grand Theft Auto V

Game Type: Action Adventure game

Game production: Rockstar North

Game Release: Rockstar Games

Game platform: PC, Xbox360, PS3

Released on September 17, 2013

Official website: http://www.rockstargames.com/V/

Game background:

The story of the game takes place in Los Angeles and its surrounding area as the prototype of the city of Los Santos, which is the reality of the area of Los Angeles and Southern California. Production units shot more than 250,000 photos, and studied the census and car sales data to build the game in the world. Whether it will visit the PC platform there is no official information.

Game language:

Has been confirmed with the traditional Chinese version

Information about the language and lock area of the Grand Theft Auto 5 (GTAV)

PS3 version does not lock area:

North America, Asia (except Japan) Regional support English, French, Brazilian Portuguese, Korean, Traditional Chinese, Latin American Spanish

Europe, Middle East, Russia Support English, French, Italian, German, Spanish, Russian, Brazilian Portuguese, Polish

Japan supports Japanese and English

Xbox 360 Edition:

Exclusive edition of the Japanese region (not locked) supports English, French, Italian, German, Spanish, Russian, Brazilian Portuguese, Polish, Korean, Traditional Chinese, Latin American Spanish

Japanese area (lock area, Japanese version only Xbox 360) supports Japanese and English

About PS3 version of the lock: the proposed players through the normal channel to buy the game version of the region, so as not to cause DLC cross-regional incompatibility issues. For example, a PS3 GTA5 game disc in North America (CD-ROM BLUS31156) can run on the PS3 of the European version (CD-ROM BLES01807), but the European PSN does not recognize the pre-order code for the US version of the game, The And the European PSN download DLC can not be compatible with the US version of the game ontology. (Like where to say where to buy DLC)

Area "Grand Theft Auto 5 (GTAV)" Game Cartridge Code:

North America (BLUS31156)

Japan (BLJM61019)

Asia Singapore Hong Kong Taiwan (BLAS 50639)

Asia Korea (BLKS20442)

Europe (BLES01807)

PC version configuration requirements:

On the "Grand Theft Auto 5" PC version of the configuration, we can not comment, it all depends on the official news. At present we are focusing on the Xbox 360 and PS3 version, on the PC version of the problem, there is nothing to say. In accordance with the practice of GTA V PC version should be out, but will be half a year later than the host version to a year. If you do not expect the PC version will be released within a few months after the release of relevant information.